baking · Budget · cooking from scratch · debt · Debt free · Food · grainless · homemaking · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – 2 Months and 14 Days In (…and a grain-free French Toast recipe)

My year of no-spend is chugging along and going well. Any problems I have are about keeping balance.  Because although I have committed to not spending on "non-essentials", I am also trying pare down my actual "essentials".  So I find myself trying to walk the line between frugal and cheap and its no easy feat… Continue reading My “No-Spend” Challenge – 2 Months and 14 Days In (…and a grain-free French Toast recipe)

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baking · Budget · cooking from scratch · Dave Ramsey · debt · Debt free · Food · homemaking · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · sourdough · Uncategorized

My “No-Spend” Challenge – One Month and 28 Days In…(and a pizza recipe!)

I have almost reached my two month mark in my "No-Spend" Challenge!  It has really flown by, but not without some fails.  As I've told you all before, my eldest son has a job and pretty much takes care of his own expenses (except for food, shelter, transportation, school... wait.  Did I say he takes… Continue reading My “No-Spend” Challenge – One Month and 28 Days In…(and a pizza recipe!)

Budget · cooking from scratch · Dave Ramsey · debt · Debt free · Food · homemaking · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – One Month and 22 Days In

In my last post, I listed my top 10 favorite frugal tips.  I'll be honest.  I had 20.  But when I read the entire post of 20 tips, it sounded overwhelming and the post was sooooo LONG! So I chopped it in half and chucked the rest. But after mulling it over, I think that… Continue reading My “No-Spend” Challenge – One Month and 22 Days In

baking · Budget · cooking from scratch · Dave Ramsey · debt · Debt free · Food · homemaking · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – One Month and 20 Days In

In the spirit of my new ultra frugal mentality (at least until my mortgage monster is paid off), I thought I would list my best frugal tips.  It may seem overwhelming when you see them listed all together, but you don't have to do all of them!  Do what you can!  Do what you think… Continue reading My “No-Spend” Challenge – One Month and 20 Days In

Budget · cooking from scratch · debt · Debt free · Food · homemaking · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – One Month and 15 Days In

When I made the decision to focus on becoming debt free, I knew I had to make some changes.  I have always been frugal, but over the years I had become a little more relaxed with my spending.  I figured that if the bills were being paid, I was putting money in my savings, AND… Continue reading My “No-Spend” Challenge – One Month and 15 Days In

Budget · debt · Debt free · homemaking · Money · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – One Month and 12 Days In

In my last post, I wrote about how I had reduced my need for household cleaners.  That doesn't mean I don't clean though!  What I do mean, is that instead of buying chemical filled bottles that promise to leave my house spotless, I buy vinegar and baking soda.  I've used vinegar and baking soda since… Continue reading My “No-Spend” Challenge – One Month and 12 Days In

Budget · Dave Ramsey · debt · Debt free · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – One Month and 7 days In

There is a definite shift happening for me right now.  I've always been a somewhat thrifty person.  But like most people, I often bought things that I didn't truly need.  A new lipstick (odd, because I don't really use lipstick.  But sometimes I imagine that I will one day care about the color of my… Continue reading My “No-Spend” Challenge – One Month and 7 days In

Budget · debt · Debt free · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – One Month and 1 day in

Since embarking on this "no-spend" journey, I've discovered something interesting.  People want to smash your dreams a little bit.  Rain on your parade.  Burst your bubble.  Remind you of your limitations.  I don't understand why, but I see it over and over.  I don't talk about my finances all that much in my normal day… Continue reading My “No-Spend” Challenge – One Month and 1 day in

Budget · Dave Ramsey · debt · Debt free · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

My “No-Spend” Challenge – Day 29

As I near the end of the first month of my "no spend" challenge, I can honestly say it was not hard at all.  Of course, I made allowances from the start for medical expenses, car repairs, school supplies and household needs like groceries and utilities.  What I did cut out was ready-made food (either… Continue reading My “No-Spend” Challenge – Day 29

Budget · Dave Ramsey · debt · Debt free · Money · Mortgage · no debt · No Spend · saving · single mom · single parenting · Uncategorized

“No Spend” Challenge – Day 23

I thought, at first, that the "no-spend" challenge (read more about this journey here, here and here) would make me feel deprived.  I mean... it sounds awful right?  No outings, no eating at restaurants, no purchases of shiny beautiful things, no Amazon boxes at my door.  But this is the surprising thing.  I don't.  In fact, my life seems… Continue reading “No Spend” Challenge – Day 23